01
Use what you already have.
Explore whether suitable existing company resources could be repositioned, rather than requiring an additional initial capital contribution.
2027 health insurance cost increases are coming
What If Your Company Could Pay for Rising Health Insurance Costs Using Money It Already Has?
Without adding new capital, changing coverage, or passing higher costs to employees.
We help businesses explore how to reposition existing financial resources to generate income that could offset some—or potentially all—of their employee health insurance costs.
Complimentary ReviewNo Obligation
Qualification and results vary. Strategies may involve costs, risks, and changes to liquidity. Income and premium offsets are not guaranteed.
No immediate insurance plan change
Built around your existing resources
Potential to offset some or all costs
The cost of standing still
Health insurance costs are
going up. Again.
Higher premiums shouldn’t mean choosing between your bottom line and your people.
Source: Marsh 2026 National Survey of Employer-Sponsored Health Plans. Preliminary 2027 projections.View the research ↗
A different way to think about funding
Not a different insurance plan.
A different way to pay for it.
You may already have financial resources that could do more for your business. We help you explore the possibilities.
02
Create a potential funding source.
Evaluate an income-producing strategy that may help support recurring employee health insurance expenses.
03
Offset your healthcare costs.
Determine how much of your annual insurance expense could potentially be funded—and whether a full offset is feasible.
Book a Call to See If You Qualify
Existing capital is not free capital. Strategies must be evaluated for costs, investment risk, liquidity, tax consequences, and alternative uses of funds.
Same business. Existing resources.
What if you didn’t have to find more money in your operating budget?
For qualified employers, suitable existing resources may support a different funding approach—without an additional initial capital contribution.
This doesn’t mean no costs, no risks, or no financial commitments. The economics come first.
The traditional approach
01Operating revenue funds health insurance
02Rising premiums put pressure on cash flow
03Costs are absorbed or shared with employees
An alternative funding approach
Review the resources your company already controls
Evaluate suitable income-producing arrangements
Potential income helps offset recurring premiums
Put a number on the opportunity
What would fully funding your
health insurance look like?
Calculate your annual expense—and the income needed to offset it.
Your healthcare costs
8.2% is a survey-based estimate, not a prediction for your plan. Adjust it to reflect your renewal expectations.
Current annual employer cost$408,000
Projected 2027 employer cost$441,456
Annual increase$33,456
Your potential funding target
$441,456
per year to offset 100% of your projected cost
Could your existing resources
generate this much income?
That’s the question our complimentary qualification call is designed to explore.
Book a Call to See If You QualifyThis is a funding-needed calculation, not a projected return or an indication that any strategy can achieve this amount.
For the businesses that keep business moving
Medical & dental groupsProfessional servicesConstructionManufacturing
Designed for established employers
Is your company
a candidate?
Not every business will qualify. A short conversation helps determine whether further evaluation makes sense.
Book a Call to See If You QualifyExisting employer-sponsored health insurance
Meaningful annual employer-paid insurance expenses
Established, financially stable operations
Existing resources available for evaluation
Ability to consider alternative uses of those resources
Interest in preserving employee benefits
Medical and dental groups · Professional services · Construction · Manufacturing · Other established private businesses
A conversation, not a commitment
We can show you how.
First, let’s see if you qualify.
01
Book a complimentary call
Tell us about your business, healthcare expenses, and general financial situation.
02
Explore potential eligibility
We review whether suitable existing resources and an appropriate funding strategy may be available.
03
See what may be possible
If suitable, receive a customized illustration of potential funding, costs, risks, and other considerations.
Book a Call to See If You Qualify No obligation to implement anything.
Clear answers. Informed decisions.
A few questions
you may have.
The right approach begins with understanding both the opportunity and the trade-offs.
A different conversation about healthcare costs
Your business may already have the resources.
Why not find out?
Explore whether a different use of existing financial resources could help pay for employee health insurance.
Book a Call to See If You Qualify
Complimentary call. No obligation. Individual results vary.